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Raphaël
 REINBERGER
Representative & Manager
Archangel Advice
  • RCS STRASBOURG 788 955 813
  • Registered with ORIAS under number 13007184

With over 19 years' experience in the brokerage business, I'm the "Huggy the Good Tips" for loans!
So if you're looking for the best rate and the best banker, don't hesitate to contact me.

www.accourtage.com

Send a message to Raphaël

  • My sector
  • Great East

Registered office:
8 avenue de la Marseillaise
67000 Strasbourg

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Refer a friend and receive up to 300€ for all completed files

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06 88 30 20 56

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All you need to know about loan insurance

When you take out a loan, you must also take out insurance for that loan. This insurance can sometimes represent more than a third of the total cost of your mortgage. Fortunately, a number of laws enacted in recent years enable you to reduce the cost.

La loi Lemoine, the most recent, has radically reformed creditor insurance, to the benefit of consumers. Here are the main changes key points:

  1. Possibility of cancellation at any time for another loan insurance
  2. No more health questionnaire for a credit of less than €200,000 if the loan ends before the age of 60 of the borrower
  3. Reduction of the right to be forgotten from 10 to 5 years for a borrower who has recovered from cancer or hepatitis C
 
You haven't changed your loan insurance yet? Do you find yourself in one of the situations described above? Contact us and we'll find you a a new insurance contract that is more competitive than the current onewhile maintaining a equivalent level of cover. It could also be an opportunity to strengthen your policy cover without increasing the cost.