Any outstanding loans?
We'll help you group them!
We can help you to consolidating your loans (property, consumer, works, cars) to set up a single monthly payment and a new contract with suitable conditions.
Why consolidate your loans with us?
Single, reduced monthly payment
With credit consolidation, you benefit from a single monthly payment, lower than the total of your current repayments.
A real relief for your budget!
Repayment terms tailored to your situation
This solution often makes it possible to extend the repayment period, which may increase the total cost of the loan, but significantly reduces your monthly charges.
Has your financial situation changed? Loss of income or new projects. We'll adapt the repayment terms to your new capabilities.
Simplified financial management
Having several loans also means several repayments, rates and contacts.
Consolidation means that you can consolidate everything into a single loan, with a single monthly payment and a single interest rate, making it easier to manage your finances and reducing the risk of forgetting or delaying payments.
Credit consolidation
We can help you buy back all types of outstanding loans, whether for property, revolving loans, home improvements or consumer credit, and put in place a single new contract with the aim of lowering your monthly payment.
Need a helping hand to reduce your costs?
Whether you are in financial difficulty, simply want to optimise your credit or have a new need (adding cash or financing a new project)We can help you clarify your situation and put in place an effective consolidation strategy.
Simplify your life,
we'll take care of everything !
Credit consolidation can sometimes seem complex and administratively burdensome.
By entrusting your project to us, you benefit from the expertise of specialist advisers, who are able to support you at every stage and present a solid, comprehensive dossier.
A complex and opaque financial situation
Clear and healthy finances
Your trusted credit consolidation broker
Founded in 2018 by Raphaël REINBERGER, Alsace Conseil Courtage is an independent company whose main activities aremain activity is a mortgage broker for private individuals and professionals.
Its aim is to other activities credit consolidation, business loans, asset management and loan insurance. Today, we have agreements with almost all the major banks.
Some fifteen consultants or employeesWe can help you finance your property projects and make them a success.
Why choose us to consolidate your loans?
Regain financial stability and better manage your finances to get off to a flying start.
Save precious time
We can help you to gather the necessary documents and we'll take care of the paperwork for you.
A real broker rather than an algorithm for your file
Unlike online simulatorswe offer you a personalised, realistic analysisbased on a maintenance with an experienced advisor.
A solid network
Whatever your project and profile, we can find the right banking partner for you.
Shorter lead times
A single request ➔ several responses: we put banks in competition with each other to get you the best solution.
We draw on the knowledge of our partners to speed up the processing of your case
Comprehensive support
With us, there's no need to master banking jargon. We'll explain how credit works in words you can understand.
We negotiate everything for you in addition to the interest rate: term, insurance rates, administration fees, early repayment penalties, account management fees, etc.
Recognised by our customers for our efficiency and reliability, we are the broker they can trust to help them achieve their property plans with complete peace of mind.
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A real broker rather than an algorithm for your file
More than just a simulator or an average rate, we offer you a realistic and personalised initial analysis after a meeting with one of our advisers. -
A solid network
Whatever your project and profile, we can find the right banking partner for you. -
Shorter lead times
A single request ➔ several responses: we put banks in competition with each other to get you the best solution.
We draw on the knowledge of our partners to speed up the processing of your case -
Comprehensive support
With us, there's no need to master banking jargon. We'll explain how credit works in words you can understand.
We negotiate everything for you in addition to the rate: insurance rates, administration fees, early repayment penalties, account management fees, etc. -
Save precious time
Just provide the necessary supporting documents. We'll take care of the rest. -
An established reputation
Recognised by our customers for our efficiency and reliability, we are the broker they can trust to help them achieve their property plans with complete peace of mind.
Trustworthy banking and insurance partners
APRIL
Interfimo
CARDIF
METLIFE
HODEVA
ALPTIS
AFI ESCA
CREDIT LYONNAIS LCL
CAISSE RÉGIONALE DE CRÉDIT AGRICOLE ALSACE VOSGES
CAISSE D'EPARGNE ET DE PRÉVOYANCE GRAND EST EUROPE
to get the best terms for your credit consolidation
Your consolidation simulation is just a few clicks away
Article L 321-2 of law no. 2001-1168 of 11 December 2001: "No payment of any kind whatsoever may be required of an individual before he or she has obtained one or more loans of money..
Credit is a commitment and must be repaid. Check your ability to repay before committing yourself.
When you consolidate your loans, the lower monthly repayments can lead to a longer loan term, increasing the total cost of credit and your total debt.
